What is the disclaimer that needs to be read and when? The 2023 CMS Final Rule includes a disclaimer that must be read by agents and agencies meeting the definition of a third‐party marketing organization (TPMO), when selling plans on behalf of more than one MA organization unless the TPMOListen to this post. On April 4, 2024, the Centers for Medicare & Medicaid Services (“CMS”) issued the contract year 2025 (CY2025) Medicare Advantage and Part D final rule (the “ Final Rule ”). In addition to finalizing its CY2025 proposed rule, CMS also addressed several key provisions that remained from the CY2024 proposed rule.The TPMO disclaimer now applies to ALL TPMOs, including those offering only one plan for all plans in an area. Agents must add SHIP to the TPMO disclaimer, as well as listing the number of plans and products they represent in the area the beneficiary is in.Dec 16, 2022 ... CMS has proposed adding a rule stating that, “Personal beneficiary data collected by a TPMO may not be distributed to other TPMOs.” Agent Calls ...Part D Changes for 2024. The maximum Part D deductible for 2024 is $545, up from $505 in 2023. Some of the biggest changes coming to Part D are a result of the Inflation Reduction Act (IRA), which was signed into law in August 2022. Part of this act targets prescription costs and other pricing issues facing Medicare beneficiaries.53. 949-350-3663. Bio and Articles. CMS IS BACK WITH MORE PROPOSED RULES!: Significant “Marketing” Changes Restricting TPMOs from Selling …Marketing materials developed by a TPMO for multiple MA organizations or plans MUST BE pre-reviewed by each MA organization, submitted to CMS in the Health Plan Management System (HPMS), and opted in by Wellcare prior to distribution. Materials submitted to CMS outside of the pre-review process will be proactively opted out in HPMS.Note: Presentations that use Third-Party Marketing Organization (TPMO) disclaimers have fillable fields on the last page of the presentation. Per CMS, TPMOs are required to populate the information before using the presentation. ... 2024 Wellcare CCP - TPMO all MA organizations - English (PDF) 2024 Wellcare CCP - TPMO all MA …Correct: Hector is an independent agent representing 3 Medicare Advantage providers but not all that are available in his area. Therefore, he must use the TPMO disclaimer that indicates he does not represent every plan available in the area, the number of organizations he represents (3), and the number of products (10) they offer in the area.LIMRA's predictions for a surge in income annuity sales in 2024 is definitely noteworthy. They are predicting income annuity sales to top $15 billion in 2024 and set a new record in 2025 — above $18 billion. Annuities with income riders, such as SILAC’s Denali, play a pivotal role in securing a steady income stream for retirees.In this article we are going to highlight just a few of the important proposed CMS rule changes for 2024. Proposed compliance changes by CMS include an even longer third party marketing organization (TPMO) disclaimer and bringing back the 48-hour scope of appointment (SOA) rule. Keep in mind that these are proposed changes and are not yet final. 4. WHAT IS THE TPMO DISCLAIMER? “We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.” 5. WHEN IS THE TPMO DISCLAIMER REQUIRED? Note: Presentations that use Third-Party Marketing Organization (TPMO) disclaimers have fillable fields on the last page of the presentation. Per CMS, TPMOs are required to populate the information before using the presentation. ... 2024 Wellcare CCP - TPMO all MA organizations - English (PDF) 2024 Wellcare CCP - TPMO all MA …Are you looking for a unique and unforgettable travel experience in 2024? Look no further than Viking River Cruises. If you have a fascination with history and want to delve into t...Apr 23, 2024 ... ... 2024/Rules and Regulations. DEPARTMENT OF HEALTH AND ... disclaimer that MA organizations offering ... TPMO for marketing or enrolling to the ...The TPMO disclaimer must be used by any TPMO that sells plans on behalf of more than one MA plan provider. The disclaimer must be: (Select all that apply.) a. Included in any marketing materials, including print materials and television advertisements developed, used, or distributed by the TPMO. b. Verbally conveyed within the first minute of a sales call. c. Prominently displayed on TPMO ...Apr 11, 2023 · CMS Medicare disclaimer changes for 2024 - AGAIN. On Wednesday, April 5, the Centers for Medicare and Medicaid Services (CMS) released a final rule (CMS-4201-F) governing policy and technical changes to the Medicare Advantage Program, Medicare Prescription Drug Benefit Program, Medicare Cost Plan Program, and Programs of All-inclusive Care for ... Note: Presentations that use Third-Party Marketing Organization (TPMO) disclaimers have fillable fields on the last page of the presentation. Per CMS, TPMOs are required to populate the information before using the presentation. ... 2024 Wellcare CCP - TPMO all MA organizations - English (PDF) 2024 Wellcare CCP - TPMO all MA …In this article we are going to highlight just a few of the important proposed CMS rule changes for 2024. Proposed compliance changes by CMS include an even longer third party marketing organization (TPMO) disclaimer and bringing back the 48-hour scope of appointment (SOA) rule. Keep in mind that these are proposed changes and are not yet final.Study the Review Questions. Pay close attention to the review questions in the quizzes! Often times, 30-45 of the 50 questions on the final exam are the exact questions from the review quizzes. If you plan to do any studying for the AHIP, let it be of the review questions from each training module. Related: AHIP Study Guide PDFs & …iii. Discussion of required disclaimers, including TPMO disclaimer mentioning the number of organizations the agent represents and the number of products the agent sells iv. Examples of dos and don’ts, including, but not limited to: 1. Discussion/marketing of non-health care products 2. Discussing products not agreed upon by the beneficiaryThe disclaimer requirement was revised in the 2024 Final Rule, which is outlined below. Oversight: CMS codified additional TPMO oversight requirements covering agent, broker and other third-party requirements, in addition to existing FDR oversight requirements, to ensure that the TPMOs adhere to any requirements that apply to MA or …MA organizations must ensure they meet the requirements in paragraphs (d) (1) through (5) of this section in order to pay compensation. These compensation requirements only apply to independent agents and brokers. ( 1) General rules. ( i) MA organizations may only pay agents or brokers who meet the requirements in paragraph (b) of this section.The TPMO disclaimer is effective October 1, 2022 for all materials/sales interactions for enrollment effective dates of January 1, 2023 and beyond. Does CMS …Of note, the FAQs confirm that all calls between a TPMO and a beneficiary must be recorded, with no exceptions. It also clarifies that the TPMO disclaimer is required in all marketing materials, including social media posts, unless the materials were developed by the plan (such as a Summary of Benefits) and the agent is using them …TPMO Disclaimer: Which Materials? Is the TPMO disclaimer required on all materials, or only the same types of materials that meet the marketing requirements listed in the Medicare Communications and Marketing Guideline’s (MCMG) “Definitions (42 CFR §§ 422.2260, 423.2260)”? For example, is the disclaimer required on tv ads, text …The disclaimer must be: (Select all that apply.) a. Included in any marketing materials, including print materials and television advertisements developed, used, or distributed by the TPMO. b. Verbally conveyed within the first minute of a sales call. d. Electronically conveyed when communicating with a beneficiary through email, online chat ...TPMO Third-Party Marketing Organization Additional information regarding the applicability dates: The Star Ratings provision at §422.166(i)(12) is ... 2024. The requirements at §423.100, as discussed in section II.H. of this final rule, are applicable beginning on January 1, 2024. I. Executive Summary A. Purpose Over 29 million …Apr 15, 2024 ... ... TPMO who can provide real-time assistance ... May 1, 2024 | G2 Intelligence ... Copyright © 2024 Bass, Berry & Sims PLC. Extranets · Privacy Policy&...Yes. There is no exception to the TPMO Disclaimer in cases where an individual has already read the disclaimer. If the individual calls in response to reading a marketing piece with the TPMO Disclaimer, and the call is a sales call, then the TPMO Disclaimer must still be read in the first minute of the call. 11.On April 5th, CMS released their 2024 Final Ruling for Medicare Advantage and Part D. These rules will go into effect on September 30th, 2023 for marketing 2024 plans. Industry News Medicare Advantage Plans CMS PDP. ... Disclaimers. The TPMO disclaimer now applies to ALL TPMOs, including those offering only one plan for all …Apr 29, 2022 · Updated measures for 2023 will advance equity and increase access to affordable care. Today, the Centers for Medicare & Medicaid Services (CMS) issued a final rule for the Medicare Advantage (MA) and Part D prescription drug programs that will improve experiences for dually eligible beneficiaries and provide greater transparency for the MA and Part D programs. Specifically, CMS is redefining the negotiated price as the baseline, or lowest possible, payment to a pharmacy, effective January 1, 2024. CMS is applying the finalized policy across all phases of the Part D benefit. This policy reduces beneficiary out-of-pocket costs and improves price transparency and market competition in the Part D program.Study with Quizlet and memorize flashcards containing terms like Linda Sanchez is conducting a previously agreed upon appointment with client, Maria Gomez about a MA-Part D plan she represents. Before an enrollment form is completed, Linda needs to provide Maria with information about ____, Your client, Alexis Jones, calls you on December 4th …All changes are effective on September 30, 2023 for all activity related to plan year 2024. The disclaimer is changing CMS will now require all third party marketing organizations (TMPOs) to mention both State Health Insurance Assistance Programs and the number of organizations and plans represented.Oct 13, 2023 ... 2024 Medicare Certification Resources. DISCLAIMER REQUIREMENT. CMS updated the language on the required TPMO disclaimer. Agents now have to ...Medicare Marketing Changes in 2024: New TPMO Disclaimer. There are many resources you can turn to that dive into the changes for 2024. We won’t go over all …The disclaimer requirement was revised in the 2024 Final Rule, which is outlined below. Oversight: CMS codified additional TPMO oversight requirements covering agent, broker and other third-party requirements, in addition to existing FDR oversight requirements, to ensure that the TPMOs adhere to any requirements that apply to MA or PDP plans.LIMRA's predictions for a surge in income annuity sales in 2024 is definitely noteworthy. They are predicting income annuity sales to top $15 billion in 2024 and set a new record in 2025 — above $18 billion. Annuities with income riders, such as SILAC’s Denali, play a pivotal role in securing a steady income stream for retirees.Ready to offer Medicare Advantage and Part D prescription drug plans for contract year 2024? The AHIP Medicare + Fraud, Waste, and Abuse Training opens on June 21, 2023. Here's what you need to know about the AHIP and how much it'll cost you. Note: The 2024 AHIP opens on June 21, 2023. The 2023 AHIP closes on June 16, 2023 at 11:59 PM ET.• TPMOs must use the TPMO Disclaimer even if they sell all Plans within a service area • The TPMO Disclaimer now includes a reference to State Health Insurance Programs ... October 1, 2023, which is the start of marketing for 2024 Plans. However, in an effort to ensure timely compliance with CMS’s new requirements, you may change your ...Apr 5, 2023 · 2024 Medicare Advantage and Part D Final Rule (CMS-4201-F) Apr 05, 2023. Medicare Part D. Inflation Reduction Act. Share. Background. On April 5, 2023, the Centers for Medicare & Medicaid Services (CMS) issued a final rule that revises the Medicare Advantage (MA or Part C), Medicare Prescription Drug Benefit (Part D), Medicare Cost Plan, and ... Are you dreaming of a once-in-a-lifetime cruise experience? Look no further than Holland America Cruises 2024. With its rich history, exceptional service, and breathtaking itinerar...First, Medicare Part D beneficiaries will see reduced out-of-pocket costs for prescription drugs starting in 2024, resulting from a new requirement that Part D plans pass along the price concessions received from pharmacies at the point of sale. Second, the rule clarifies policies to provide beneficiaries enrolled in MA plans uninterrupted ...Apr 6, 2023 · The disclaimer is changing CMS will now require all third party marketing organizations (TMPOs) to mention both State Health Insurance Assistance Programs and the number of organizations and plans represented. Yes. There is no exception to the TPMO Disclaimer in cases where an individual has already read the disclaimer. If the individual calls in response to reading a marketing piece with the TPMO Disclaimer, and the call is a sales call, then the TPMO Disclaimer must still be read in the first minute of the call. 11.CMS Medicare disclaimer changes for 2024 - AGAIN. On Wednesday, April 5, the Centers for Medicare and Medicaid Services (CMS) released a final rule (CMS-4201-F) governing policy and technical changes to the Medicare Advantage Program, Medicare Prescription Drug Benefit Program, Medicare Cost Plan Program, and Programs of All-inclusive Care for ...TPMO disclaimer As a reminder, the Third-Party Marketing Organization (TPMO) disclaimer must be placed on ALL TPMO materials and verbally conveyed within the first 60 seconds of the SALES CALL, and electronically conveyed when communicating with a beneficiary through email, online chat, or other electronic means of communication.Part D Changes for 2024. The maximum Part D deductible for 2024 is $545, up from $505 in 2023. Some of the biggest changes coming to Part D are a result of the Inflation Reduction Act (IRA), which was signed into law in August 2022. Part of this act targets prescription costs and other pricing issues facing Medicare beneficiaries.Are you looking for a unique and unforgettable travel experience in 2024? Look no further than Viking River Cruises. If you have a fascination with history and want to delve into t...Apr 11, 2023 · If you’re marketing Medicare Advantage or Part D insurance products, you must include the appropriate revised TPMO disclaimer below on all marketing materials (print and electronic), website, and within the first minute of audio scripts or calls. On Wednesday, April 5, the Centers for Medicare and Medicaid Services (CMS) released a final rule governing policy and technical changes to the Medicare Advantage Program, Medicare …Dec 29, 2022 · Proposed Rule: § 422.2262 (a) (1) (xix) and § 423.2262 (a) (1) (xviii) to read: to prohibit the “use the Medicare name, CMS logo, and products or information issued by the Federal Government ... On April 5th, CMS released their 2024 Final Ruling for Medicare Advantage and Part D. These rules will go into effect on September 30th, 2023 for marketing 2024 plans. Industry News Medicare Advantage Plans CMS PDP. ... Disclaimers. The TPMO disclaimer now applies to ALL TPMOs, including those offering only one plan for all …The 48-hour rule was was a longstanding rule before 2018, and it is now brought back for 2024. This 48-hour rule should be interpreted literally. For example, if an individual signs an SOA at 4:00 PM on a Tuesday, their appointment cannot take place until after 4:00 PM on Thursday. Criticisms of the 48-Hour RuleThe 2024 Proposed Rule from CMS suggests a return to more controlled Medicare communications and marketing standards. 1-800-772-6881 [email protected]. ... The sharing of personal beneficiary information with other TPMOs would now become prohibited, and the TPMO disclaimer has been updated.For 2024, CMS is proposing multiple changes related to lead generation, including bringing back the 48-hour Scope of Appointment (SOA) rule, clarifying how long permission to contact and SOAs remain in effect, and a few more third-party marketing organization (TPMO) requirements. ... TPMO Revised Disclaimer & Data Sharing …Standardized materials and content are required materials and content that must be used in the form and manner provided by CMS. ( 1) When CMS issues standardized material or content, an MA organization must use the document without alteration except for the following: ( i) Populating variable fields. ( ii) Correcting grammatical errors.TPMO Compliance Requirements Chief among CMS’ TPMO directives is mandatory recording of Medicare calls with beneficiaries in their entirety. Agents must also use a standard disclaimer when marketing fewer than all plans available in a given geographical area. In their 2024 Final Rule, CMS clarified that TPMOs must only record …Jun 2, 2023 · NEW TPMO DISCLAIMER on marketing material for 2024: As a reminder, the Third-Party Marketing Organization (TPMO) disclaimer must be placed on ALL TPMO materials and verbally conveyed within the first 60 seconds of the SALES CALL, and electronically conveyed when communicating with a beneficiary through email, online chat, or other electronic ... Summary. On May 10, 2024, the United States Patent and Trademark Office (USPTO) published a notice of proposed rulemaking (NPRM) that proposes a rule …4. WHAT IS THE TPMO DISCLAIMER? “We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.” 5. WHEN IS THE TPMO DISCLAIMER REQUIRED?The CMS marketing rules from the 2023 annual enrollment period season still apply during the 2024 AEP. ... CMS also requires the use of a third-party marketing organization, or TPMO, disclaimer.In order to be considered Ready To Sell (RTS) with Centene/Wellcare, the 2023 Centene TPME contract must be signed. The new contract updates relating to TPMO requirements include: Disclosure of any subcontracted relationships used for marketing, lead generation, and enrollment. Requirement to record all beneficiary calls in their entirety.CMS believes this disclaimer will reduce the beneficiary confusion that CMS observed when listening to TPMO-based sales calls. The Final Rule states that MA organizations and Part D plan sponsors must ensure that TPMOs with which they do business, whether directly or indirectly or an FDR or not, utilize this disclaimer where …A TPMO with a limited plan menu will have to use this standard disclaimer: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in ...Here's the Correct TPMO Disclaimer to Use on Insurance Websites Marketing Medicare Plans. https://lnkd.in/gZRu4AW9The 2024 final rule requires a minimum 48-hour window between a Scope of Appointment form being completed and an appointment taking place. It also limits how …The disclaimer must be: (Select all that apply.) a. Included in any marketing materials, including print materials and television advertisements developed, used, or distributed by the TPMO. b. Verbally conveyed within the first minute of a sales call. d. Electronically conveyed when communicating with a beneficiary through email, online chat ...Note: Presentations that use Third-Party Marketing Organization (TPMO) disclaimers have fillable fields on the last page of the presentation. Per CMS, TPMOs are required to populate the information before using the presentation. ... 2024 Wellcare CCP - TPMO all MA organizations - English (PDF) 2024 Wellcare CCP - TPMO all MA …Here’s the TPMO Disclaimer You Should Use on Your Insurance Website in 2024. August 14, 2023 . 6 minute read | Posted by Aaron Kassover. Another Year, Another New Rule from CMS… Yes, we feel your pain. It seems like every year there’s a new set of compliance rules that agents must follow when selling Medicare Advantage and Part D plans.It's time to update your TPMO disclaimers! The new TPMO Disclaimer language must be used where it is required beginning on October 1, 2023, which is the start of marketing for 2024 Plans. TPMOs must continue to use the applicable TPMO Disclaimer in all of the following scenarios: Verbally within the first minute of a sales call.We all experienced major compliance changes last year, including mandatory call recording and a new TPMO disclaimer. CMS has released its proposal for the next round of compliance rule updates, which would include bringing back the 48-hour Scope of Appointment (SOA) rule and lengthening the TPMO disclaimer.First, Medicare Part D beneficiaries will see reduced out-of-pocket costs for prescription drugs starting in 2024, resulting from a new requirement that Part D plans …The recently released final rule for contract year 2024 outlines key changes that impacts sales processes. It is important to understand these changes; failure to comply with them can lead to significant consequences for your business. Changes are effective September 30, 2023. Here is what you need to know: Updated TPMO disclaimer. When ...Study the Review Questions. Pay close attention to the review questions in the quizzes! Often times, 30-45 of the 50 questions on the final exam are the exact questions from the review quizzes. If you plan to do any studying for the AHIP, let it be of the review questions from each training module. Related: AHIP Study Guide PDFs & …If you’re marketing Medicare Advantage or Part D insurance products, you must include the appropriate revised TPMO disclaimer below on all marketing materials …TPMO Compliance Disclaimer. July 25, 2022. This is just a reminder that Centers of Medicare and Medicaid Services (CMS) now requires the following TPMO disclaimer to be on all client-facing websites: “We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please ...Ron DeSantis's decision to forgo traditional venues in favor of making a big media moment with Musk marks a new phase for the social network. Florida Governor Ron DeSantis made the...New TPMO disclaimer. The following new disclaimer needs to be on all third-party CY2023 materials, effective for marketing beginning October 1, 2022: “We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area.Of note, the FAQs confirm that all calls between a TPMO and a beneficiary must be recorded, with no exceptions. It also clarifies that the TPMO disclaimer is required in all marketing materials, including social media posts, unless the materials were developed by the plan (such as a Summary of Benefits) and the agent is using them …The TMPO disclaimer should also be used: On any broker websites. Electronically when communicating with a client through e-mail or online chat. In any marketing materials, such as a letter, flier, postcard, etc. Remember, UPMC for Life gives youNEW TPMO DISCLAIMER on marketing material for 2024: As a reminder, the Third-Party Marketing Organization (TPMO) disclaimer must be placed on ALL TPMO materials and verbally conveyed within the first 60 seconds of the SALES CALL, and electronically conveyed when communicating with a beneficiary through email, online chat, or other electronic ...
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Disclaimer: Interest rates change often. This article will be updated on a quarterly basis, but rates may change between those updates. ... 8 Marketing Ideas for Annuity Awareness Month (2024) 10 TPMO Disclaimer Tips to Stay Compliant (2024) Quarterly Annuity Update with Kirk Sarff | Q2 2024. Medicare Rapid Disenrollment: …Medicare November 13, 2023. Following the release of the 2024 Final Rule by The Centers for Medicare and Medicaid Services (CMS), Cigna has developed a frequently asked questions (FAQ) document to provide additional guidance to agents. The Final Rule takes critical steps to protect people with Medicare from confusing and potentially misleading ...The disclaimer would not be required if the TPMO offered all plans available in a given service area. Finally, the Final Rule requires MAOs and Part D sponsors when doing business with a TPMO, either directly or indirectly through a downstream entity, to implement the following as a part of their oversight of TPMOs:Yes. There is no exception to the TPMO Disclaimer in cases where an individual has already read the disclaimer. If the individual calls in response to reading a marketing piece with the TPMO Disclaimer, and the call is a sales call, then the TPMO Disclaimer must still be read in the first minute of the call. 11. This disclaimer is as follows: “We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.” TPMOs must use the TPMO Disclaimer in all of the following scenarios: The disclaimer must be verbally conveyed within the first 60 seconds of the SALES CALL and electronically conveyed when communicatingwith a beneficiary through email, online chat, or other electronic means of communication and must be included on TPMO consumer-facing websites thatTPMO disclaimer As a reminder, the Third-Party Marketing Organization (TPMO) disclaimer must be placed on ALL TPMO materials and verbally conveyed within the first 60 seconds of the SALES CALL, and electronically conveyed when communicating with a beneficiary through email, online chat, or other electronic means of communication.In this rule, CMS proposes a health equity index (HEI) reward, beginning with the 2027 Star Ratings using measure data from the 2024 and 2025 measurement years, to further encourage MA and Part D plans to improve care for enrollees with certain social risk factors (dual eligibility, low-income subsidies, and disability). TPMO Compliance Disclaimer. July 25, 2022. This is just a reminder that Centers of Medicare and Medicaid Services (CMS) now requires the following TPMO disclaimer to be on all client-facing websites: “We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please ... The TPMO disclaimer must be used by any TPMO that sells plans on behalf of more than one MA plan provider. The disclaimer must be: (Select all that apply.) a. Included in any marketing materials, including print materials and television advertisements developed, used, or distributed by the TPMO. b. Verbally conveyed within the first minute of a sales call. c. Prominently displayed on TPMO ...The 2024 final rule requires a minimum 48-hour window between a Scope of Appointment form being completed and an appointment taking place. It also limits how …Aug 10, 2022 · New TPMO disclaimer . The following new disclaimer needs to be on all third-party CY2023 materials, effective for marketing beginning October 1, 2022: “We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Ready to offer Medicare Advantage and Part D prescription drug plans for contract year 2024? The AHIP Medicare + Fraud, Waste, and Abuse Training opens on June 21, 2023. Here's what you need to know about the AHIP and how much it'll cost you. Note: The 2024 AHIP opens on June 21, 2023. The 2023 AHIP closes on June 16, 2023 at 11:59 PM ET.Ready to offer Medicare Advantage and Part D prescription drug plans for contract year 2024? The AHIP Medicare + Fraud, Waste, and Abuse Training opens on June 21, 2023. Here's what you need to know about the AHIP and how much it'll cost you. Note: The 2024 AHIP opens on June 21, 2023. The 2023 AHIP closes on June 16, 2023 …The marketing and communications regulations will become effective September 30, 2023, in time for the 2024 Annual Enrollment Period and will apply to all activity related to CY 2024 and beyond. Summary of Changes Impacting Agents, Brokers, and TPMOs ... Modifies the TPMO disclaimer to add state health insurance programs (SHIPs) as an option ...Yes. There is no exception to the TPMO Disclaimer in cases where an individual has already read the disclaimer. If the individual calls in response to reading a marketing piece with the TPMO Disclaimer, and the call is a sales call, then the TPMO Disclaimer must still be read in the first minute of the call. 11. MA organizations must ensure they meet the requirements in paragraphs (d) (1) through (5) of this section in order to pay compensation. These compensation requirements only apply to independent agents and brokers. ( 1) General rules. ( i) MA organizations may only pay agents or brokers who meet the requirements in paragraph (b) of this section. A $50 discount will be applied when a producer completes their 2024 AHIP certification via Mutual of Omaha's SPA link. To access that link, log into the agent portal and click on the Products drop down. Choose Prescription Drug Plans, scroll down a little bit, and click on "AHIP Training." You'll know that the link worked when you see the ....